Terms & Conditions

Effective Date: 7/11/15

1. Agreement to Terms
By using the Zero Cost Advantage services (“Services”), you agree to these Terms & Conditions, which govern your access to and use of our offerings, including AI receptionist, payment solutions, and marketing communications.

2. Eligibility

You must be at least 18 years old to use our Services.

3. Services Provided

Zero-cost credit card processing

Complimentary smart device

Voice AI receptionist

Integration with mobile, online, and in-person payment solutions

White-glove onboarding and customer support

4. Communication Consent (A2P 10DLC)
By submitting your information through any of our forms, you consent to receive text messages (SMS/MMS) and emails from Zero Cost Advantage regarding your inquiry, onboarding, or marketing updates. These communications may be sent via automated systems in compliance with A2P 10DLC (Application-to-Person 10-Digit Long Code) regulations.

Message frequency may vary.

Message and data rates may apply.

You may reply STOP at any time to opt out of SMS messages.

You may click ‘Unsubscribe’ at the bottom of any email to stop receiving emails.

You are not required to consent to receive messages as a condition of using our services.

5. Usage Guidelines
You agree to use our Services lawfully. Any attempt to abuse, bypass compliance systems, or impersonate others is prohibited.

6. Intellectual Property
All content, branding, and technology used within our Services remain the property of Zero Cost Advantage.

7. Termination
We reserve the right to suspend or terminate your access to our Services for violation of these terms.

8. Dispute Resolution
All disputes will be resolved via binding arbitration under the laws of the State of [Insert State].

9. Contact
For legal concerns or opt-out issues, contact:

Founder: Barry Winhold
📧 [email protected]
📞 +1 940-477-9376